Gain Greater Financial Flexibility
Building financial well‑being isn’t about major overhauls – it’s about strengthening your ability to adapt, staying steady through change, and moving toward what matters most to you. This Financial Literacy Month, we’re focusing on financial flexibility: the capacity to handle surprises, make confident decisions, and maintain momentum no matter what comes your way.
Here are three areas where your intentional focus can create meaningful, lasting impact – supported by resources from Life. Money. You.® and trusted tools from BCU, a credit union fiercely committed to your financial well-being.
1. Build (or Refresh) Your Emergency Savings
Unexpected expenses – car repairs, last‑minute travel, medical bills – can derail even the best‑laid plans. An emergency fund helps buffer the stress and keeps your long‑term goals intact. If you’re just getting started or need a reset, check out our calculator tool to help you find your ideal savings target and build a realistic plan to get there. Taking even one small step now – like setting up a weekly or bi‑weekly auto‑transfer to an emergency savings fund – can give you more peace of mind down the road.
Start building your emergency fund today.
2. Strengthen Your Growth Strategy with High‑Yield Savings
Once your emergency fund has a foundation, you can build additional flexibility by placing extra savings somewhere it can grow. High‑yield savings options like Certificates of Deposits (CDs) help your money earn more while still staying accessible when you need it. If you’ve primarily kept your savings in a traditional account, this is a great time to explore how a high‑yield account can accelerate your progress without changing your habits.
Explore high‑yield savings options provided by the Credit Union.
3. Simplify & Consolidate with the Digital Banking App
Managing your money shouldn't require balancing multiple apps like Credit Karma, Mint, or Rocket Money. BCU’s Digital Banking App brings many helpful features together into one secure place – making it easier to keep track of your spending.
With the app, you can:
Taking just a few minutes to download and customize the app now can save you time and energy all year long.
Become a member and download the Digital Banking App.
What can you do now...
Financial flexibility isn’t about big leaps – it’s about intentional steps. This month, consider choosing just one action:
Small actions compound into big confidence. Remember, you’re not alone – we are here to support you every step of the way! You got this!
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About LMY: Life. Money. You.® (LMY) is the Credit Union's holistic financial well‑being program, designed to help people achieve financial success through digital tools, practical resources, and personalized coaching. More than a program, Life. Money. You.® is a partnership-empowering individuals to build confidence, clarity, and lasting financial freedom.
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