January 6, 2026
 

Ready to Make 2026 Your Best Financial Year Yet? Lock In.

Just remember to make them SMART: Specific, Measurable, Achievable, Realistic, and Timely.

 

Examples of SMART goals:

  • I will commit to saving $50 more to my Vacation Savings Account from every paycheck.New Year Goal Setting Starts Here

  • I will pay off $200 of credit card debt each month until it’s gone.

  • I will journal about my goals for at least 10 minutes daily.

Need inspiration? Try these financial well-being habits:

  • Journal your financial dreams daily
    Spend 5 minutes writing about your money goals - whether it’s starting a business or planning a big vacation. Writing reinforces commitment and clarity.

  • Meet with a financial coach monthly
    You see a trainer for fitness - why not a coach for your finances? A 30-minute check-in keeps you on track and ensures you have a plan to reach your goals.

  • Plan for retirement weekly
    Just 15 minutes a week can make a big difference. Research savings and investment options yourself or schedule time with a wealth advisor to dive deeper. Start now, and future you will thank you!


Three moves to build momentum in 2026:

  • Title Your Account by Goal
    Rename your savings account to something motivating such as: THAT Vacation, My Big Move West, or Baby On The Way.

  • Practice Makes Progress
    Celebrate small wins - every penny counts! Recognize incremental successes that lead to your big goal.

  • Check In Weekly
    Reflect on your progress. What’s motivating you most, and why? Use that energy to fuel the week ahead.


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About LMY: Life. Money. You.® (LMY) is the Credit Union's holistic financial well‑being program, designed to help people achieve financial success through digital tools, practical resources, and personalized coaching. More than a program, Life. Money. You.® is a partnership-empowering individuals to build confidence, clarity, and lasting financial freedom.

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