January 6, 2026
Ready to Make 2026 Your Best Financial Year Yet? Lock In.
Ready to Make 2026 Your Best Financial Year Yet? Lock In.
Examples of SMART goals:
- I will commit to saving $50 more to my Vacation Savings Account from every paycheck.

- I will pay off $200 of credit card debt each month until it’s gone.
- I will journal about my goals for at least 10 minutes daily.
Need inspiration? Try these financial well-being habits:
- Journal your financial dreams daily
Spend 5 minutes writing about your money goals - whether it’s starting a business or planning a big vacation. Writing reinforces commitment and clarity.
- Meet with a financial coach monthly
You see a trainer for fitness - why not a coach for your finances? A 30-minute check-in keeps you on track and ensures you have a plan to reach your goals.
- Plan for retirement weekly
Just 15 minutes a week can make a big difference. Research savings and investment options yourself or schedule time with a wealth advisor to dive deeper. Start now, and future you will thank you!
Three moves to build momentum in 2026:
- Title Your Account by Goal
Rename your savings account to something motivating such as: THAT Vacation, My Big Move West, or Baby On The Way.
- Practice Makes Progress
Celebrate small wins - every penny counts! Recognize incremental successes that lead to your big goal.
- Check In Weekly
Reflect on your progress. What’s motivating you most, and why? Use that energy to fuel the week ahead.
About LMY: Life. Money. You.® (LMY) is the Credit Union's holistic financial well‑being program, designed to help people achieve financial success through digital tools, practical resources, and personalized coaching. More than a program, Life. Money. You.® is a partnership-empowering individuals to build confidence, clarity, and lasting financial freedom.